Find the Best Loan for You

U.S. News researched the best lenders for all types of consumers and loans available in today’s market. Learn about the loan application process, how to evaluate lenders and how to save money on costs.

Personal Loans

Why a personal loan may be right for you

You can use a personal loan for any purchase or project. This one-time funding can help cover
vacations, home renovations, medical bills or consolidating debts.

Consolidate your debt.

A personal loan can help you combine your debt into one payment at a competitive rate.

Finance a home project.

Whether you want to stay in your home or sell, you can use a personal loan to fund home remodeling, repairs or upgrades.

Pay for a wedding.

You can cover the big ticket items and unexpected costs a wedding can bring with a personal loan.

Take a vacation.

Not every vacation requires a loan, but if you have a once-in-a-lifetime trip or dream honeymoon coming up, a personal loan can help with travel costs.

Fund your move.

A personal loan can help with things like hiring movers or buying new furniture whether you’re moving across the street or across the country.

Cover emergency expenses.

When life happens and you’re dealing with a sudden cost or unexpected bill, a personal loan can help you get the funds you need quickly.

Calculate your Loan!

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PERSONAL LOAN ADVICE

  • Can I Borrow Money With a 500 Score?

  • How to Get a Low Personal Loan Rate

  • Holiday Loans: What You Should Know

  • What Is a Good APR on a Personal Loan?

Personal Loans

What Are Your Rights as a Co-Signer?

It's important to understand both your rights and responsibilities as a loan co-signer.

Sarah Brodsky | 19 July 2024

HOME LOAN ADVICE

  • Can I Borrow Money With a 500 Score?

  • How to Get a Low Personal Loan Rate

  • Holiday Loans: What You Should Know

  • What Is a Good APR on a Personal Loan?

Mortgages

What Is a Loan Prepayment Penalty?

Paying off a loan early could cost you. Here's what you need to know.

Chris Kissell | 19 July 2024

STUDENT LOAN ADVICE

  • Can I Borrow Money With a 500 Score?

  • How to Get a Low Personal Loan Rate

  • Holiday Loans: What You Should Know

  • What Is a Good APR on a Personal Loan?

Student Loans

How to Get a Student Loan

The vast majority of students need to borrow money to pay for college. Here's how to get a student loan, so you can begin earning your degree.

Erika Giovanetti | 19 July 2024

BUSINESS LOAN ADVICE

  • Can I Borrow Money With a 500 Score?

  • How to Get a Low Personal Loan Rate

  • Holiday Loans: What You Should Know

  • What Is a Good APR on a Personal Loan?

Small Business Loans and Advice

Is a Business Credit Line a Good Idea?

A business line of credit can be a lifeline when cash flow is strained.

Eric Sandman | 19 July 2024

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